If you would like to download our budget tool in MS Excel format, please click here.

Alternatively, you can complete the below sections marked in green:

MONTHLY INCOME

  • Income
  • R
  • Extra income
  • R
  • Total monthly income
  • R
  • TOTALS

  • Income
  • R
  • Expenses
  • R
  • Totals
  • R
  • HOUSING
  • Cost
  • Home Loan/Rent
  • R
  • Phone/Cell
  • R
  • Electricity
  • R
  • Water and rates
  • R
  • Other
  • R
  • Subtotals
  • R
  • TRANSPORTATION
  • Cost
  • Home Loan/Rent
  • R
  • Car loan repayment
  • R
  • Bus/train/taxi fare
  • R
  • Insurance
  • R
  • Licensing
  • R
  • Fuel
  • R
  • Maintenance
  • R
  • Other
  • R
  • Subtotals
  • R
  • INSURANCE
  • Cost
  • Home
  • R
  • Health
  • R
  • Life
  • R
  • Other
  • R
  • Subtotals
  • R
  • FOOD
  • Cost
  • Groceries
  • R
  • Dining out
  • R
  • Other
  • R
  • Subtotals
  • R
  • PETS
  • Cost
  • Food
  • R
  • Medical
  • R
  • Grooming
  • R
  • Other
  • R
  • Subtotals
  • R
  • PERSONAL CARE
  • Cost
  • Medical
  • R
  • Hair/nails
  • R
  • Clothing
  • R
  • Health Club
  • R
  • Club Fees
  • R
  • Other
  • R
  • Subtotals
  • R
  • ENTERTAINMENT
  • Cost
  • Video/DVD
  • R
  • CD's
  • R
  • Movies
  • R
  • Concerts
  • R
  • Sporting events
  • R
  • Live theatre
  • R
  • Other
  • R
  • Subtotals
  • R
  • LOANS
  • Cost
  • Personal
  • R
  • Student
  • R
  • Credit Card 1
  • R
  • Credit Card 2
  • R
  • Store Card 1
  • R
  • Store Card 2
  • R
  • Subtotals
  • R
  • CHILDREN
  • Cost
  • School fees
  • R
  • Extramural fees
  • R
  • School books
  • R
  • School clothes
  • R
  • Other
  • R
  • Subtotals
  • R
  • SAVINGS OR INVESTMENTS
  • Cost
  • Retirement account
  • R
  • Investment account
  • R
  • Other
  • R
  • Subtotals
  • R
  • GIFTS AND DONATIONS
  • Cost
  • Charity 1
  • R
  • Charity 2
  • R
  • Charity 3
  • R
  • Subtotals
  • R
  • LEGAL
  • Cost
  • Attorney
  • R
  • Maintenance
  • R
  • Other
  • R
  • Subtotals
  • R