To calculate your monthly repayments, simply select the size of your desired loan and then the repayment period. Note that this calculation does not include monthly service fees and credit life costs.

If you would like to download our budget tool in MS Excel format, please click here.

Alternatively, you can complete the below sections highlighted in green:

MONTHLY INCOME

  • Income
  • R
  • Extra income
  • R
  • Total monthly income
  • R
  • TOTALS

  • Income
  • R
  • Expenses
  • R
  • Totals
  • R
  • HOUSING
  • Cost
  • Home Loan/Rent
  • R
  • Phone/Cell
  • R
  • Electricity
  • R
  • Water and rates
  • R
  • Other
  • R
  • Subtotals
  • R
  • TRANSPORTATION
  • Cost
  • Home Loan/Rent
  • R
  • Car loan repayment
  • R
  • Bus/train/taxi fare
  • R
  • Insurance
  • R
  • Licensing
  • R
  • Fuel
  • R
  • Maintenance
  • R
  • Other
  • R
  • Subtotals
  • R
  • INSURANCE
  • Cost
  • Home
  • R
  • Health
  • R
  • Life
  • R
  • Other
  • R
  • Subtotals
  • R
  • FOOD
  • Cost
  • Groceries
  • R
  • Dining out
  • R
  • Other
  • R
  • Subtotals
  • R
  • PETS
  • Cost
  • Food
  • R
  • Medical
  • R
  • Grooming
  • R
  • Other
  • R
  • Subtotals
  • R
  • PERSONAL CARE
  • Cost
  • Medical
  • R
  • Hair/nails
  • R
  • Clothing
  • R
  • Health Club
  • R
  • Club Fees
  • R
  • Other
  • R
  • Subtotals
  • R
  • ENTERTAINMENT
  • Cost
  • Video/DVD
  • R
  • CD's
  • R
  • Movies
  • R
  • Concerts
  • R
  • Sporting events
  • R
  • Live theatre
  • R
  • Other
  • R
  • Subtotals
  • R
  • LOANS
  • Cost
  • Personal
  • R
  • Student
  • R
  • Credit Card 1
  • R
  • Credit Card 2
  • R
  • Store Card 1
  • R
  • Store Card 2
  • R
  • Subtotals
  • R
  • CHILDREN
  • Cost
  • School fees
  • R
  • Extramural fees
  • R
  • School books
  • R
  • School clothes
  • R
  • Other
  • R
  • Subtotals
  • R
  • SAVINGS OR INVESTMENTS
  • Cost
  • Retirement account
  • R
  • Investment account
  • R
  • Other
  • R
  • Subtotals
  • R
  • GIFTS AND DONATIONS
  • Cost
  • Charity 1
  • R
  • Charity 2
  • R
  • Charity 3
  • R
  • Subtotals
  • R
  • LEGAL
  • Cost
  • Attorney
  • R
  • Maintenance
  • R
  • Other
  • R
  • Subtotals
  • R
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