Personal Finance Blog | Old Mutual

You’ve probably noticed that your electricity bill is one of those expenses that can easily get out of hand, especially during the winter months. This alone is a good enough reason to save on your...

The cost of living is higher today than at any time in the past, and sometimes it’s hard to manage expenses, especially when inflation raises the prices of necessities like food. Luckily, there ar...

A little responsible cost-saving can go a long way, especially if you’re preparing for a rainy day or maybe even saving for that car you’ve been dreaming about. This involves regularly assessing yo...

Obtaining credit can be stressful. Some people fear that they won't qualify for a much needed loan, and many don't know what they can do to improve their chances of qualifying for a loan. In this b...

Credit score. It’s a term that you might have heard uttered with some trepidation. Most people know that it determines whether or not they qualify for a loan and what kind of interest rate they get...

If you have recently taken out a long-term loan, you might be wondering if there is anything you can do to reduce the cost of your loan. Fortunately, there is. In this article, we look at a few thi...

Debt is like a fire. If it’s small and controlled, it can be useful. But if you ignore it for even just a moment, it can easily turn into an uncontrollable and destructive force. And when that happ...

If you find yourself needing to cover an emergency expense or finance an asset, you might apply for one of these: a loan. When things break and kids get sick, we are often left shaking the last Ran...

We’re led to believe that you can never have it both ways – you can’t have your cake and eat it. And that’s a problem because most people want to be able to spend their money and save it with equal...