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How to get a better interest rate on a loan

Loans don’t come in a one-size-fits-all. Your financial situation may call for a loan that’s larger or smaller and a repayment period that is longer or shorter. However, there’s one variable that r...

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How to establish a good credit score

For most people, large purchases like a home or vehicle are simply impossible without credit. It’s at this point, when they’re in need of a loan, that many first hear the word ‘credit score’. Some...

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Top Financial And Budgeting Apps

Today there may be no greater truism than there’s an app for everything, and so it comes as no surprise that there are at least a dozen apps designed to help you manage your personal finances. In...

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What junk status will mean for ordinary South Africans

After many close calls, it’s finally happened. South Africa’s sovereign credit rating has been downgraded to junk status by Standard and Poor’s. Most of us know that this is a bad thing with seriou...

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How To Save On Your Water Bill

In a country suffering the effects of a drought, citizens are expected to do what they can to save water. But conserving water doesn’t just limit your impact on the environment. It can also take a...

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How To Save On Your Electricity Bill

You’ve probably noticed that your electricity bill is one of those expenses that can easily get out of hand, especially during the winter months. This alone is a good enough reason to save on your...

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How To Save On Grocery Shopping

The cost of living is higher today than at any time in the past, and sometimes it’s hard to manage expenses, especially when inflation raises the prices of necessities like food. Luckily, there ar...

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How To Save On Rent

A little responsible cost-saving can go a long way, especially if you’re preparing for a rainy day or maybe even saving for that car you’ve been dreaming about. This involves regularly assessing yo...

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How to improve your credit score

Obtaining credit can be stressful. Some people fear that they won't qualify for a much needed loan, and many don't know what they can do to improve their chances of qualifying for a loan. In this b...