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'True freedom is only possible when people have control of their financial lives.' ~ John Fairbairn - Founder, Old Mutual, 1845

Old Mutual Finance is a proud member of the Old Mutual family. We live by the following values: Respect, Dignity, Integrity, Accountability, Pushing Beyond Boundaries and Ubuntu.

We are committed to providing personal loans and debt consolidation products that will give you financial freedom and can help you manage debt responsibly. Old Mutual Finance is a licensed financial services and registered credit provider.

Our My Money Plan allows you to consolidate your debt and gives you a plan to take back control of your finances.

Old Mutual Finance offers each client a unique plan, a plan to help them manage their debt and, so doing, saving them unnecessary service fees and charges.

With our simple-to-use online personal loan application process and over 200 branches nationwide, we are here to help you do great things.

How we lend

Affordability: We use the Affordability Assessment criteria prescribed by the National Credit Act. The size of the loans we offer depends on what you can afford. We can help you to understand your Credit Bureau Report, and see how you can improve your affordability. If used responsibly and with care, loans can influence your life positively, for example, loans for education or home improvements.

Financial education: We know that not everyone understands the 'cost of credit' and how or where to find it in your loan agreement. We like to take the time to explain the 'cost of credit' to you for you to understand the financial implications when taking out a loan. Use our Budget Tool to see how you can start saving.

Spending time: We don't offer loans within seconds. When spending time explaining things like your Credit Bureau report and the 'cost of credit' to you, we make it possible to find a product that suits your financial needs.


My Money Plan

My Money Plan from Old Mutual Finance is a plan that enables you to take control of your finances through a flexible personal loan portfolio. It gives you the freedom to choose one or a combination of personal loans to suit your individual financial needs including the flexibility to consolidate your current debt.

To find out more about how a My Money Plan can help you do great things, visit your nearest Old Mutual branch and speak to one of our friendly financial consultants. Click here to find your nearest branch.

Money Account

With an Old Mutual Money Account, every time you swipe your card, an amount set by you is invested in the Old Mutual Money Market Fund Unit Trust that can help grow your savings. What more does the Money Account have to offer?

You will get free access to online purchases, inter-account transfers, unlimited point-of-sale swipes, top security and much more. So, what are you waiting for, get your Money Account today! Click here to sign up.


You can apply online - Applying for a loan online with Old Mutual Finance is easy. Fill in our online application form, and upload your supporting documentation. Then wait for us to contact you by SMS to confirm the outcome of your personal loan application.

If you have any problems while you are busy completing the online application, contact our sales call centre between 08h00 and 17h00 (Monday - Friday) or 08h00 and 13h00 (Saturday) on 0860 000 886 and one of our friendly consultants will guide you through the process.

You can apply over the phone - Applying for a loan telephonically with Old Mutual Finance is easy. Contact our sales call centre between 08h00 and 17h00 (Monday - Friday) or 08h00 and 13h00 (Saturday) on 0860 000 886 and one of our friendly call centre consultants will work through your personal loan application. You will be required to send through supporting documentation which can be sent by fax or e-mail.

You can apply at an Old Mutual branch - Applying for a loan face to face with Old Mutual Finance is easy. Visit one of our Old Mutual branches, we have over 200 branches country wide, and speak to one of our friendly financial consultants who will work through your loan application. You will be required to bring along supporting documentation. Click here to find your nearest branch